Downsizing in Bemidji & the surrounding area

Less house to maintain.
More room for what’s next.

If your home feels like more than you need, let’s explore what a better fit could look like. Start with your options, your numbers, and a timeline that works for you.

Just exploring? That’s a good place to start.

A clearer picture before a big decision

Your next move, made clearer.

01 / YOUR CURRENT HOME

What could you walk away with?

Estimate your sale price, subtract what you owe and selling costs, and see what could be available for your next move.

02 / YOUR NEXT HOME

What would a better fit look like?

Choose the layout, location, and upkeep that fit your life. Then explore what those homes could cost.

03 / YOUR TIMELINE

How would the move come together?

Plan the preparation, home search, and timing before you commit to a move.

Keep what matters. Simplify the rest.

What would you like more of?

Think about everyday life, not just square footage.

An easier layout

Main-floor living. Laundry nearby. Fewer stairs.

Less upkeep

Less mowing, snow removal, and space to clean.

Space you’ll use

Room for guests, hobbies, and the things you enjoy.

A location you love

Closer to the places and people in your routine.

Let’s look at the whole picture

Would downsizing make financial sense?

A smaller home doesn’t automatically mean a lower monthly cost. The next home’s price, financing, property taxes, insurance, association fees, and maintenance all matter.

We can start with the potential proceeds from your sale, then compare those with the cost of your next home and the move itself.

Your starting point

Home sale price
Mortgage payoff
Selling costs
Estimated sale proceeds

See what you could put toward your next move.

Try a few scenarios with my seller calculator. Then we can work through the details together.

Opens in a new tab. Calculator results are planning estimates, not a home valuation or a guarantee of proceeds.

Questions you might be asking

It’s okay to plan before you’re ready.

What if I’m a year or more away from moving?

We can start with your priorities and a general timeline. That gives you time to think through your next home, sort belongings, and decide what preparation makes sense.

Do I need to sell before buying?

That depends on your finances, the homes available, and how comfortable you are with overlapping costs. We can discuss the possible paths and involve your lender when financing is part of the plan.

Should I update my home before selling?

Let’s look at it before you spend money. Some preparation may help, but a major renovation isn’t automatically the right move. We can prioritize based on your home’s condition and your timeline.

What if I haven’t found a home I want?

We can explore what fits your needs and budget before you decide to list. Understanding your options is a useful first step, even if you decide to stay where you are for now.

Your next step can be a conversation

Let’s figure out what comes next.

Tell me what you’d like to change about your current home and when you might want to move. I’ll help you think through the options and decide where to start.

The email button opens a draft in your email app. Add your details and send it when you’re ready.

Tyler Montgomery, Realtor with 218 Real Estate
Tyler MontgomeryTeam Montgomery218 Real Estate · Bemidji, MN

A local perspective on your current home, your next home, and the steps in between.

tyler@teammontgomery.net
Tyler Montgomery · Team Montgomery · 218 Real EstateEqual Housing Opportunity